terms-of-payment--国际贸易支付方式.pptVIP

Chapter 11 International Trade Payment;Learning objectives;Terms of Payment;Financial instruments;Instruments of Int’l Settlement 国际结算工具;1. Bill of exchange/draft 汇票;Parties of the bill of exchange;1;Procedure of using bills of exchange;Procedure of using bills of exchange;Procedure of using bills of exchange;Procedure of using bills of exchange; payee;Types of bill of exchange;Types of bill of exchange;2. Promissory Note 本票;3. Cheque/check 支票;Modes of Int’l Payment ;Remittance 汇付;Procedure of Remittance汇付业务流程;Types of Remittance ;Mail Transfer, M/T 信汇 A remitting bank issues a payment order（付款委托书） at the request of the remitter and sends it to the paying bank by mail instructing the paying bank to pay a sum of money to a specified person or a beneficiary. 汇出行根据进口商的指示，以银行信件邮寄指示出口商所在地的汇入行，委托其向出口商或其指定人付款的汇款方式。 Characteristics Cheap but slow, seldom used;Types of Remittance ;Demand Draft, D/D 票汇 Importer buys the banker’s draft (银行汇票）from its local bank and sends it to the exporter, so that the exporter can get the payment by presenting the draft to the designated bank. 进口商在本地银行购买银行汇票直接寄给出口商，出口商凭以向汇票上指定的银行收取款项的汇款方式。 Characteristics Flexible to draw money Convenient for the exporter;Collection 托收;The Drawer/Principal 委托人/出口方: the person who entrusts the collection items to its bank The Drawee付款人/进口方 : usually the importer The Remitting Bank托收行/出口地银行 : the exporter’s bank which receives the collection items from the principal and forwards the draft and/or other documents to its overseas branch or corresponding bank, asking the latter to collect proceeds from the importer The Collecting Bank代收行/进口地银行 : the bank which receives the collection items from the remitting bank, presents the draft to the drawee and collects payment from the importer ;Exporter/ principal;Collection (托收);Types of Collection;Types of Collection;2. Documentary Collection 跟单托收 It means collection of financial documents accompanied by commercial documents;指附带商业单据的金融单据的托收；;Documents include finan