理赔研究小组综合意见-EIA财团法人工程保险协进会.PDFVIP

理賠研究小組綜合意見 議題一：拆除清理費用 Q1：拆除清理費用可以包含那些項目？ A1：一、慕尼黑再保險公司之定義： 1.Remains of anything broken down or destroyed; fragments ，rubbish ， any material including floating trash ，suspended sediment or bed load moved by flowing stream ，drifted accumulation. 2. Debris is to be understood as A. damaged parts of contract works B. parts that are undamaged ， but have become unusable and have to be demolished and removed before the repairs to damaged parts can begin. C. foreign materials. Such as rubble ， bed load or mud ， which cover a completed construction ， there being no distinction made between material that is scoured on the site itself or washed in from the surrounding terrain. 二、倫敦保險市場定義： 1.Debris removal A. removing and disposing of debris from or adjacent to the site of the Contract Works. B. dismantling or demolishing C. shoring up or propping D. cleaning or clearing of drains mains services gullies manholes and the like within the site of the Contract Works 2. Expenses may be incurred by the insured to remove debris from A. the contract works B. a contract works access area ；this area will almost certainly have been included within the description of the contract site and may be wholly on the employer’s existing property ， or wholly or partly on third-party property, as in the case of a navigable waterway over which a bridge is being built. C. the employer’s existing property ，including the contract site itself ,beyond the contract works access area ； D. the constructional plant ； E. third-party property beyond the contract works access area 三、國內保單之定義： 拆除清理費用：承保工程發生承保範圍內之毀損或滅失，需進