80后理财宝典管理房子股票期货基金一个不能少(80 financial management books management of the house stock futures fund one can not be less).docVIP

80后理财宝典管理房子股票期货基金一个不能少(80 financial management books management of the house stock futures fund one can not be less).doc

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80后理财宝典管理房子股票期货基金一个不能少(80 financial management books management of the house stock futures fund one can not be less)

80后理财宝典管理房子股票期货基金一个不能少(80 financial management books management of the house stock futures fund one can not be less) By 29, the monthly income of about 15 thousand yuan, the existing 100 thousand yuan bank deposits, and $50 thousand of the bank financial products and nearly 80 thousand yuan of fund products. Xiao Yong 25 years old, monthly income of 5000 yuan, personal savings of 30 thousand yuan. The two brothers are unmarried and live with their parents. Parents pension about 7000 yuan a month, the whole family social security complete Two brothers plan to buy a family of 50 to 60 square meters of small apartment for the parents during the year. In addition, Dayong want to optimize their investment. To this end, the countrys top ten financial planner, Bank of Beijing, Bohai branch financial adviser Jiang Longjun for the family planning. Case study First, adjust the purchase arrangements within a year for parents to buy a large-sized apartment housing, the target is not reasonable, not brave to buy a large-sized apartment living alone, allowing family conditions, and then consider the demand for the purchase of Xiao yong. To do so, the choice of the way Dayong large-sized apartment location and environment more; and Xiao Yong accompany their parents, nor of the existing life had enormous influence. Two, improve the financial management concepts Dayong current investment situation is not ideal, mainly reflected in the holdings of U.S. financial products. In the long term, the dollar exchange rate and interest rates will remain low, U.S. financial products not only income is not high, but faced with exchange rate losses, suggest that after the expiration of timely conversion of RMB assets, to avoid exchange rate risk. In addition, Dayong holdings of financial products and funds are passive investment tools, it is necessary to adjust the investment concept, change from passive to active investment investment, try to stocks, precious metals and other investment tools.

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