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吃透3句话人人都能成百万富翁(Understand the 3 sentence everyone can become a millionaire)
吃透3句话人人都能成百万富翁(Understand the 3 sentence everyone can become a millionaire)
Review: financial experts told us: not the best way to finance the pursuit of superb financial skills, as long as you grasp the correct concept of financial management, and persevere, several years later, everyone can become a millionaire.
It is understood that the general middle class white-collar workers in China, the current lack of a number of important financial concepts, and these concepts will affect their future behavior. If they can honestly carry out these financial concepts, at least for more than 10 years, then everyone can become a millionaire.
Page first: first financial concept: the distinction between second investment and consumption page: example: not penny wise, pound foolish page third: second financial concept: Harvard doctrine of fourth pages: third finance management concept: three words page fifth: ordinary people the wrong financial concept: earn more, so a sixth page: example: left much richer will
The first concept of financial management:
Distinguish between investment and consumption
Distinguish between investment behavior and consumption behavior. Ordinary people before consumption, there is no such concept, economics students will consider before consumption, this consumption belongs to investment behavior, or consumer behavior.
First look at an obvious example:
10 years ago, a and B are undergraduate students, after 5 years of social work, coincidentally savings of 300 thousand yuan. 5 years ago, they spent the 300 thousand yuan.
A went to Tongzhou to buy a suite.
B went to buy a Audi.
5 years later today:
A house, the market value of 600 thousand yuan.
B used car, the market value is only 50 thousand yuan.
Two peoples current assets are obviously different, but their income is the same, but also the same educational background, and basically have the same social experience, why is everyones wealth different?
A buy money to buy a house is investment behavior -
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