个人理财小抄-名词解释问答整合版（Personal finance cheat sheet - Glossary quiz integrated version）.docVIP

个人理财小抄-名词解释问答整合版（Personal finance cheat sheet - Glossary quiz integrated version） 1. personal financial management: customers according to their career planning, financial status and risk attributes, the development of financial goals and financial planning, financial management objectives process. 2. comprehensive financial services: commercial banks in providing financial advisory services to individual customers, accept the authorization of customers, investment and asset management business activities in accordance with the prior agreement with the customers investment plans and methods. 3. the time value of money: the added value of money experienced over a certain period of time (re investment), or the appreciation of the value of money in the process of use. 4., systemic risk: macro risk refers to the risk of all the investment tools because of the overall effect of the risk. It includes market risk, interest rate risk, exchange rate risk, purchasing power risk and policy risk, etc.. Non system risk: Micro risk, which is the risk caused by individual special circumstances, is not related to the whole market. It includes financial risk, operational risk, credit risk and accidental risk, etc.. 5. money market: also known as short-term capital market, refers to special financing short-term funds and trading period within a year (including one year) of the securities market. It is divided into interbank lending market, short-term government bond market, commercial paper market, repo market, large negotiable certificates of deposit market, bank acceptance market and money fund market. Capital market: a market for capital intermediation and transactions for a period of more than one year, including long and medium bank credit markets, stock markets, fund markets and medium and long-term bond markets. 6. stock index futures: refers to the stock market index as the subject, to provide investors with a control of the stock market system risk of financial instruments.