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二手车购买指南(Used car buying guide)
二手车购买指南(Used car buying guide)
As the name suggests, used cars are cars that have been used. The second-hand car in appearance more or less is not so perfect, however, to pick the car if the focus on the appearance of some small scraping, rub and do not pay attention to working conditions, the engine frame status and whether the vehicle accident occurred, he will.
Buy used cars:
1. valuation of used car prices
The pricing of used cars is based on the sale price of the new car in the market. W Chengdu Xin Dick used car, a car from the finished product factory to the use of scrap each stage, the value is not the same. The same type of vehicle due to the use and maintenance of different levels, the price is also different. The car running costs less, with the increase of time and mileage, stop extending period, increase the expenses and performance should be opened a gap in the price, not on the number of years as the only standard across the board. In addition, to the end of the end-of-life period, there is still some value - residual value.
Can be used as a new car 10 years scrapped as 100 points, the 15% as non depreciation of the fixed part of the residual value, and the remaining 85% for floating depreciation value. Can be divided into three stages: 3 - 4 years - 3 years of depreciation, depreciation rates were 11%, 10% and 9%. In the first three years, the annual discount rate was 11%, with a total discount of 27%. Then the residual value is used to form the depreciation value:
Evaluation of the current market price of the new car price = x [15% (real value) +85% (float value) * (phased depreciation rate)]+ evaluation value
In actual evaluation, two data should be mastered:
New car prices in the local market;
Useful life, such as a current market price of 200 thousand yuan, 2000 car on the card, in 2005 sales of used car prices are calculated as:
The car has 5 years left for 5 years, the total value of the floating depreciation rate of 11% * 3+10% * 2=53%; with t
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