Unit Seven Investment options 课件.pptVIP

We have learned about investing before. Do you still remember the primary investment options? What are they? Try to describe them in your own words. Shares Property Managed funds Which investment option would you like to choose if you have a lot of money? What do investors usually want to get from their investment? ?Providing an income ?Building wealth ?Reducing their tax ?Obtaining financial As we all know, though there is a wide range of investment options available, investment decisions are greatly influenced by the investors’ personal preference. When selecting an investment, an investor will carefully and seriously consider its capital gain, return, risk and the cost of investing. New words capital gain float prospectus bull market bear market 资本收益 (证券)挂牌，首次发行证券 招股书，新发证券说明书 牛市 熊市 return 回报，收益 New words principal risk transfer duty turnover tax liquidity 本金 风险 过户税 营业税 资产流动性，资产变现能力 Subject Investment options Range of investment options Risk and return Important points 1. Range of investment options Can you name some common investment options open to investors? Common types of investment include: Cash in term deposits. Cash management trusts Shares Property Bank accounts Cash management Savings Term deposits Do you know the differences of them? Saving :Relatively low but easy access to money. Usually the account with the lowest rate. Term deposit: Higher rates than saving accounts with restrictions on withdraw. Cash management: Usually the highest rate of return with restrictions on withdraw. Answers Property What are the desired goals for property investment? Answers The desired goals of property investment are rent and capital gain. Rent means that an investor can get steady income. Capital gain means his investment will increase in value. Different goals for different purchase Goals Shares to purchase ?A steady return ?Stead growth in the share value ?Wants to keep shares for years ?Low