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第一章第一部分16(学生)
Chapter 1
An Overview of Banks and Their Services
Learning Objective
1 Understanding What Commercial Bank is
2 Understanding and Grasping
Commercial Bank’s Characteristics
3
Understanding Commercial Bank’s
Function and Operation Principle
4 Understanding the Fundamental Forces of
Changing in Banking
Key Words
Commercial Bank
Liquidity
Profitability
Safety
Securization
Financial Globalization
Main Contents
1 Definition and Origin of Commercial Bank
2
Characteristics of Commercial Bank
3
Commercial Bank’s Function and
Operation Principle
4
Fundamental Forces of Changing in
Banking
Bank’s Magic Power
Bank itself cannot create wealth, but it
can make money alive by adjusting and
restructuring social fortune. Nowadays,
many hi-tech projects are laid aside
without money. Whereas, the bank’s magic
power——make much more money with a
little capital.
We will explore its secret by learning
commercial bank operation and
management.
If there is no banks,
what would happen…
What would you do with your savings ?
Where would you go to borrow money?
Would you be able to borrow (save) as much
as you need, when you need it, in a form
that would be convenient for you?
What risks might you face as a saver
(borrower)?
1 Definition of Commercial Bank
A financial business provides comprehensive
and multi-function services, such as accepting
deposits and giving business loans for profits.
It operates various financial assets and fi
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