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第一章第一部分16(学生).pdf

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第一章第一部分16(学生)

Chapter 1 An Overview of Banks and Their Services Learning Objective 1 Understanding What Commercial Bank is 2 Understanding and Grasping Commercial Bank’s Characteristics 3 Understanding Commercial Bank’s Function and Operation Principle 4 Understanding the Fundamental Forces of Changing in Banking Key Words Commercial Bank Liquidity Profitability Safety Securization Financial Globalization Main Contents 1 Definition and Origin of Commercial Bank 2 Characteristics of Commercial Bank 3 Commercial Bank’s Function and Operation Principle 4 Fundamental Forces of Changing in Banking Bank’s Magic Power Bank itself cannot create wealth, but it can make money alive by adjusting and restructuring social fortune. Nowadays, many hi-tech projects are laid aside without money. Whereas, the bank’s magic power——make much more money with a little capital. We will explore its secret by learning commercial bank operation and management. If there is no banks, what would happen… What would you do with your savings ? Where would you go to borrow money? Would you be able to borrow (save) as much as you need, when you need it, in a form that would be convenient for you? What risks might you face as a saver (borrower)? 1 Definition of Commercial Bank A financial business provides comprehensive and multi-function services, such as accepting deposits and giving business loans for profits. It operates various financial assets and fi

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