金融银团贷款.ppt

Syndicated Loan ;;Original ;Business of syndicated loan mainly involves arranger（安排行）, lead bank（牵头行）, manager（经理行）, participant（参加行）, agency bank（代理行）, coordinator（协调行） and other members, who will perform the duty, enjoy the right and assume the risk according to the contract or their respective lending proportion. ;1.;2.;3.;4.; Syndicated loan mainly adopt RMB. Besides it, USD, EUR, GBP and other currencies are also available. Multiple currencies can be used in a single syndicated loan on demand of the borrower. ; Three to five years for short-term, Seven to ten years for medium-term Ten to twenty years for long-term. ; Lending interest rate shall be set, according to different borrowers, in line with lending interest rate policies of the Peoples Bank of China and provisions of the syndicated loan contracts. ; 1. Borrowers who require long-term and large-amount loan. 2. Borrowers with high reputation in the industry, whose operation ability as well as financial and technical strength are recognized by most banks. ;1. The borrower should be the legal persons of enterprises（事业法人） and public institutions as well as other economic organizations approved and registered in Peoples Republic of China. 2. The borrower must be qualified for basic terms and conditions on the borrowers of Lending General Provisions （贷款通则）as well as crediting management policy（授信管理政策） issued by the bank . 3. The borrower shall meet requirements of certain level after credit rating(信用评级) by the bank or other recognized rating agency;;Application Qualifications ;1. Relevant information on the borrower and their Chinese and foreign shareholders and guarantors should be provided to the lead bank(牵头行); 2. Business license and articles of association （公司章程）of the borrower as well as joint venture （合资）or cooperation contracts of foreign-funded enterprises （外商投资企业）and inland associated enterprises（内联企业）; 3. Project proposals（项目建议书）, feasibility study reports（可行性研究报告）, engine