交通银行个人住房贷款合同翻译.docx

The borrower should read the contract especiallyArticles of *** carefully and signed the contract after being confirmed of no objections.Bank of CommunicationsPersonal House Loan Contract(Apply to signing contracts among the borrower, the lender and the real estate agency)Yu BOCS 2004 Jiulongpo GDZi No. xxxxBorrower:xxxxPlace of domicile: xxxxContact address: dittoTel.: xxxxZip code:Lender: Jiulongpo Sub-branch, Chongqing Branch, Bank of Communications Address: Xiejiawan Main Street, Jiulongpo DistrictReal estate agency: xxxxxxLegal address: xxxxxxLegal representative: xxxxDeposit bank and account: Ganghua Road Local Branch, Jiulongpo Sub-branch, Bank of Communications xxxxWhereas the borrower applies for personal house loan to buy a house for self residence from the real estate agency and the lender agrees to load to the borrower after investigation, the borrower, the lender and the real estate agency, in accordance with laws and regulations as well as provisions relevant to thepersonal house loan, sign and conclude the contract by consensus. Article 1 Loan1.1 The loan amount is RMB (in words): xxx.1.2 The loan term is 20 years, from April 9, 2004 to April 9, 2024.1.3 The loan will be used to buy:The house located atxxxxTotal price of the house: xxxxArticle 2Interest and rate of loan2.1 Interest rate of loan: xxx‰.If the loan term is more than one year, in case of adjustment of the prescribed interest rate, it should be executed according to provisions of the People’s Bank of Chinawithout gaining agreement of the borrower.2.2 The loan interest under the contract should be charged according to the actual loan amount and occupation days from the actual issuing day of the loan. Article 3 Loan issuing 3.1 Preconditions of issuing loan(1) The borrower has deposited at leastxx% of down payment of the total house purchase price into the account specified in Article 4.5 of the contract and has entrusted the lender to pay the real estate agency. (2) Relevant guarantee cont