互联网金融理财法律制度探析——以余额宝为例internet financial legal system analysis, in order to balance the treasure, for example.pdfVIP

Abstract Abstract Internettechnology begin to combinewith traditional financinggradually.It’sa sign that Alipay releases Yebao financing account together with Tianhong Asset Managementin2013,allkindsofinternetfinancingproducts comeandgosincethen. Itmaincontainssecuritiesinvestmentfundsfinancialproductsandpersonalinsurance financial products,and has millions of consumer.As internet has extensionality and diffusivity, it could magnify financial products sales amount. However, internet financinghas an important impact ontraditional financial service.But it enlarge the venture in the meanwhile. The internet financing regulatory system is not perfect in the current circumstance. In order to protect consumer’s legitimate interest and standardizeinternet financing steady development, it’snecessary to research internet financing.soithasrealisticsignificancetoresearchinternetfinancinglegalregulatory. Theinternet financingbusiness is stayatthe exploringstageforthetimebeing. All kinds of laws and regulations are released successively, so the business has a certain legal risk. This paper is trying to analysis difference between internet financing products and traditional financing products, the development tendency of internet financing, and the legal relation between internet financing participant. The paper will research legalventure of internet financing combinewith china’spractice situation.Accordingto experience offoreigninternet financingdevelopmentprovide suitablesuggestionsforchina’sinternetfinancinglegislationandregulation.Thepaper will use documentary analysis method ,empirical analysis method and comparative analysismethodtoresearchrelatedissues.