外贸口语 Insurance.pptVIP

* 第二章 进出口交易前的准备 * Unit 10 Insurance * Learning Objectives What’s the basic contents of insurance clause? How to discuss the insurance? * outlines Insurance amount Risk of coverage Insurance Company * Insurance company 第二章 进出口交易前的准备 * Contents It’s the biggest insurance company in China. It offers very good service It’s agencies spread all over the world.If any damage occurs, you can file a claim with its local agent within 60 days after arrival of the goods 第二章 进出口交易前的准备 * Basic risks 第二章 进出口交易前的准备 * Questions What are three Conditions ? What’s the difference between FPA and all risks? What’s the difference between ICC( Institute cargo clause, London) and CIC (China Insurance clause, China)? * FPA? * WPA? A\B\C… ICC and CIC? 第二章 进出口交易前的准备 * Contents three basic risks coverage-FPA ,WPA ,all risks FPA—covers total losses resulting from both natural calamities and accidents and partial losses caused by accidents ,not cover partial loss of particular average WPA—cover partial loss of particular average Besides FPA All risks– cover additional risks (11) besides WPA 第二章 进出口交易前的准备 * Contents the difference between ICCand CIC: ICC(A,B,C,War risk(basic),Strike risk(basic),Malicious damage clause(additional) ICC(A)—All risks ICC(A) includes Malicious damage and piracy ? not cover pest insects and rodents (虫害鼠害 damage) 第二章 进出口交易前的准备 * Contents ICC(B)—WPA （1）在ICC（B）险承保范围中规定：“货物在船舶或驳船装卸时落海或跌落造成任何整件的全损”，说明它对装卸时落海或跌落造成的整件全损负责赔偿，对部分损失是不予负责的。CIC水渍险责任范围规定：“在装卸或转运时由于一件或数件整件货物落海造成的全部或部分损失”，说明CIC水渍险对全损或部分损失都负赔偿责任，但对货物跌落岸上造成的损失不予负责。 第二章 进出口交易前的准备 * Contents ICC(B)—WPA （2）自然灾害和意外事故的认定两者不尽一致。自然灾害上，CIC水渍险仅承保恶劣气候、雷电、海啸、地震和洪水造成的损失；ICC（B）不包括类似于海啸(tidal wave、恶劣气候(bad weather)和洪水(flood等范畴。意外事故上，ICC（B）险除了包含CIC水渍险范围外，还新规定了一项内容，即陆上运输工具倾覆或出轨 (Overturning or derailment ) 第二章 进出口交易前的准备 * Contents ICC(C)—FPA （1）CIC平安险承保自然灾害所导致的货物的全部损失，虽已明确指出自然灾害造成的部分损失不赔，但对在运输工具已经发生意外事故的情况下，货物在此前后又在海上遭受自然灾害所造成的部分损失则赔。而ICC的（C）险中对自然灾害和一般性的意外