金融英语期末总结.docxVIP

1. Banks serves as ( principle depository) of liquid funds for the public.2. (The banking sector) provides the indispensible national payriient mechanism for the development of modem financial and business system.3. Which of the following is not a policy banks (The Industrial and Commercial Bank of China)4. The central banking system began taking shape in (1984)5. What is amount of the total assets of the banking sector at the end of 2005(RMB37. 47 billion)6.The Basel Accord sets minimum capital ratio requirements for internationally active banks（of 4% tier one capital and 8 to total capital）in relation to risk-weighted assets.7.One objective of banking supervision is to protect depositors’ funds and(if a bank should fail) to minimize the losses to be absorbed by the deposit insurance fund.8.The ratio of liquid assets to liquid liabilities of a commercial bank shall not fall short of (25) percent.9..Market risk refers to the risk of (financial prices fluctuation)10.If a major borrower gets in trouble because of inability to (return) a loan the bank may find itself in serious trouble as well.11.(Indirect) tell us how many units of the foreign currency required to buy one unit of the domestic turrency.12.If an importer who buys goods today has to pay for the goods in a foreign currency one month from today , it may be convenient to buy the currency now for delivery in a month. The transaction is called (a forward)13.Suppose we make a week-end swap on January 10,2005 (Monday) , then the spot value date is set on (January 12 , 2005) , the forward value date is set on (January 19 , 2005)14.(The value date）is the date on which the money must be paid to the parties involved in spot transactio15.If we have a quote of 737. 62Z740. 58 for $ZT ,（the first rate is the buying rate for the dollar） 16.(An audit) is the independent examination that ensures the reliability of the accounting reports submitted by management to investor , creditor ,and other outside the business. 1