运城华友物贸消费信贷管理系统设计与开发本科毕业论文.docVIP

运城华友物贸消费信贷管理系统的设计与开发 系 别： 计算机科学与技术 学科专业： 计算机科学与技术 姓 名： 张 定 国 指导教师： 王 琦 运 城 学 院 2011 年 6 月 运城华友物贸消费信贷管理系统的设计与开发 摘 要：伴随着我国经济的飞速发展，消费信贷逐渐成为我国经济发展的一个新的增长点，而汽车消费信贷在消费信贷业中又处于领头的地位，对我国经济发展起着很关键的作用。 国内大部分的汽车消费信贷管理是纯手工操作，在整个操作过程中存在着时效性差，安全性低，信息登记不实时等问题。为了解决这一系列问题，提出了本课题的研究。本文首先对汽车信贷行业的现状、发展趋势及本课题实现的意义做了详细阐述。其次着重对在运城华友汽车消费信贷中人工操作的管理、时效、安全等问题做了详细的分析与研究，针对这些问题提出的解决方案是：实现一个功能有：首付、分期挂账、分期付款、余额款清、实时短信、财务集成、基础档案和系统维护的管理系统。 本系统的实现对汽车信贷的发放、收回、结息、催收、统计、管理等日常帐务处理十分方便，在时效管理与安全管理上有独到的优势。它实现了法人客户信贷业务及个人信贷业务的管理、统计、分析、监测、审批的电子化和自动化，提供信贷及相关业务信息的存储、汇总、收集、反映，为各层次的经营管理提供监控、决策、分析、预警等功能。 关键词：消费信贷 短信网关 .net 款清 挂账 Yuncheng Huayou Material Trade Consumer Credit Management System Design and Development Abstract: With the rapid development of Chinas economy, consumer credit Chinas economic development has become a new growth point, and automobile consumption credit in the consumer credit industry and in the lead position on Chinas economic development plays a key role.? Most of the domestic?automobile consumption?credit management?is pure?manual operation, the entire operation time of the existence of poor security is low, not real-time information such as registration issues.?To address this series of questions, the research presented in this issue.?Firstly, the credit industry, the automotive status quo, development trend and the significance of this issue to achieve a detailed elaboration.?Second, focus on friends car in Yuncheng China consumer credit management in the manual, timeliness, security and other issues a detailed analysis and research for solutions to these issues are: to implement a function: the down payment, stage losses are divided?of payment, the balance shall clear, real-time messaging, financial integration, basic file and system maintenance management system.? Implementation of the system of car credit, distribution, recovery, interest settlement, collection, statistics, management and other daily a