584-澳大利亚的政策措施.pptVIP

“THE AUSTRALIAN POLICY APPROACH TO INVESTOR PROTECTION” 澳大利亚的政策措施保护投资者 Presented by Geoff Miller, Australian Treasury 主讲人：澳大利亚国库部梅杰夫 AUSTRALIA’S INVESTOR PROTECTION REGIME 澳大利亚保护投资者的体制 Fair treatment for all investors 对于所有投资者一视同仁 FINANCIAL SERVICES REFORM ACT 金融服务改革法 One, single, national regime to regulate financial service providers 唯一的、独立的、全国性的规范金融服务供应商的体制 FINANCIAL SERVICES REFORM ACT 金融服务改革法 FINANCIAL SERVICES REFORM ACT 金融服务改革法 LICENSING REQUIREMENTS颁发执照的要求 General conduct requirements 总体行为要求 Dispute resolution processes 纠纷调解程序 Disclosure requirements 信息披露要求 GENERAL CONDUCT REQUIREMENTS 总体行为要求 Must act efficiently, honestly and fairly in their dealing with clients 必须在与客户的交往中保持高效、诚实和公平 Must comply with all relevant laws 必须遵守所有相关法规 Must have arrangements in place to deal with conflicts of interest 必须事先具有处理利益冲突的计划 Must have adequate resources and competency to provide the financial advice 必须具有充足的资源和能力提供金融方面的建议 DISPUTE RESOLUTION纠纷调解 All financial service providers must have both internal and external dispute resolution 所有的金融服务供应商必须同时拥有内部和外部的纠纷调解机制 DISCLOSURE REQUIREMENTS 信息披露的要求 Information about the company 公司信息 FINANCIAL SERVICES WORKING GROUP 金融服务工作组 Short, simple and readable disclosure documents 简明、扼要、清晰易懂的信息披露文件 THE FUTURE 将来的目标 Processes to remove outdated managed investment products 消除过期的托管投资产品的程序 Harmonising regulatory regimes for promissory notes and debentures 统一对于约定性文件和借据的规定 OUR GOAL 我们的目标 A fair marketplace for all Australians 对于所有澳大利亚人都公平的市场系统 * Maintaining investor confidence 维护投资者信心 Covers licensing, conduct, advice, disclosure, and dispute resolution 涵盖颁发执照、行为准则、建议、信息披露和纠纷调解各个方面 Financial service providers include someone who金融服务供应商包括以下从业人员: Provides financial product advice; 就金融产品提供建议的人员； Deals in financial products; 负责金融产品交易的人员； Makes a market for a financial product; or 为金融产品坐庄开价的人员；或者 Operates a managed investment scheme. 管理投资规划的人员 Financial products include金融产品包括: Bank accounts 银行账户; Secu