2011国际结算s8.ppt

International Settlements Payments Letter of guarantee(银行保函） Definition A written undertaking made by a bank on behalf of its customer (applicant/principal) to pay the beneficiary under the conditions stipulated in it. Primary obligation We hereby undertake to pay as primary obligor, but not merely as surety … 在独立性保函下,担保行的付款责任是第一性的,即便申请人履行了合同,如果受益人仍能提出合理索赔,担保行也应付款. 目前,国际上通行的银行保函多为担保行承担第一付款责任的独立性保函,而很少使用第二付款责任的从属性保函. Conditional: We hereby undertake to pay immediately upon our receipt of your written demand accompanied by supporting documents such as … Unconditional: We hereby undertake to pay you immediately upon receipt of your written claim without it being necessary for you to produce any proof documents in support of your claim. Documentary condition: We shall pay the buyer the guaranteed amount when the buyer has provided us together with his claim an inspection certificate issued by *** which shows that goods delivered are not in conformity with the contractual specification. Factual condition: We shall pay the buyer the guaranteed amount if the goods are not in conformity with the contractual specification. Independent(独立性保函): We hereby irrevocably undertake to pay to you ,upon receipt of your duly signed request for payment, any amount up to the above mentioned maximum amount, irrespectively of the validity and the legal effects of the above mentioned contract. 见索即付保函统一规则（URDG458 1992) 就其性质而言，保函与其可能依据的合约或投标条件分属不同的交易，即使在保函中提及此合约或投标条件，担保人也与该合约或投标条件完全无关。担保人在保函项下的责任，是在收到索赔书和保函中规定的其他文件后，认为这些文件表面上与保函条款一致时，支付保函中规定数额的款项。 合约保函统一规则（URCB524 1994） 总则： 本规则所调整的保函其性质是，当事人的债务不仅与当事人依据合同所承担的债务直接相关，而且还依赖于后者 . 第3条：保证人依据保函而对受益人所负的责任从属于主债务人根据合同而对受益人所承担的责任，并且在主债务人发生违约的情况下产生 Contents of L/G basic contents (p174) additional clauses (p176) procedure of L/G business 1.the principal and the beneficiary sign a underlying contract specifying a L/G to be issued . 2. the principal applies for issuing a direct L/G or a c