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银行贷款合同LoanContract
Loan Contract
Borrower (Full Name) :_______________________________________________________
Lender (Full Name) : _________________________________________________________
In accordance with the related laws, thought the negotiation, both of the parties get the same agreement on concluding this contract.
Article 1 Loan
Loan Type: ______________________________________________________________
Loan Use: _______________________________________________________________
The currency and amount of the loan (Chinese Number) __________________________
Loan Period
⑴ For the loan period, check the following form:
Issue Due Year Month Day Amount Year Month Day Amount
(2)When the recorded loan value, issuing date and due date are different to the loan voucher, subject to the data on the loan voucher. Loan voucher is part of the contract as well; it has the same legal effect.
5. The interest rate of loan.
The interest rate of Chinese RMB loan is base on the No.___ way to confirm:
Floating Interest Rate.
The loan interest rate is base on____%____(upper/lower)to the benchmark interest rate, the yearly executing interest rate is ___%.The benchmark interest rate for the under 5 years’ loan(include the 5 years)is the benchmark rate of Chinese RMB loan which published by the bank of China in the corresponding period of time: The benchmark interest rate for more than 5 years’ loan is______(Chinese Number)per sent more than the benchmark rate of Chinese RMB loan which published by Bank of China.
The adjustment of interest rate needs to base on ____months as a period. If the loan benchmark rate of Bank of China get adjusted, from the loan corresponding day in the first month of the period which right after the loan benchmark rate adjusted, the lender needs to according the adjusted benchmark rate of the related loan time and the above calculating ways to confirm the new executing interest rate of the loan, and it won’t inform to the borrower again. If the benchmark rates adjustment day
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