Banking - Consumer Finance 银行业务－消费金融.docVIP

02 Banking - Consumer Finance银行业务－消费金融 balance transfer余额代偿Katherine made a balance transfer from her old credit card to her new one.凯瑟琳申办新卡代偿旧卡。 cancelv. 停（卡）What happens if I want to cancel my card?如果我想停卡该怎么办？ cash card现金卡What do I need in order to apply for a cash card?申办现金卡我需要准备些什么？ collateraln. 抵押品；担保品Without collateral, Mr. Thomas wasnt able to get a loan.由于没担保品，托马斯先生的贷款办不下来。 credit card信用卡I need to report a stolen credit card.我要报信用卡失窃。 credit limit信用额度Beware of outrageous credit limits, which may lead to uncontrollable spending.要小心信用额度别订得太高，这可能会导致花费无度。 credit rating信用评等Bobs poor repayment history has really hurt his credit rating.巴柏不良的还款记录对他的信用评等造成很大的伤害。 debit card签帐卡You can use this debit card almost anywhere in the world.这张签帐卡你几乎全世界任何地方都可使用。 debt consolidation负债整合Before you consider debt consolidation, closely examine the proposal.在考虑负债整合之前，要仔细检视其还款方案。 defaultn. 违约The company is in default on its loan agreement.该公司违反其贷款合约。 freezev. 冻结（账户）The bank froze my credit card account after I reported it stolen.在我报失信用卡后，银行冻结了我的信用卡户头。 installmentn. 分期付款Penny will pay off her student loans in 60 installments.潘妮将分六十期偿还她的助学贷款。 loann. 贷款I confirm that I have read and understood the terms and conditions of the loan agreement.我确认已阅读并了解这份贷款协议的条件与规定。 minimum finance charge每月最低应缴金额Some credit cards have a minimum finance charge.有些信用卡有每月最低应缴金额的限制。 mortgagen. 房贷；抵押借款Rick has a twenty-year mortgage.瑞克要缴二十年的房贷。outstandingadj. 未清偿的；未付清的Our records show you have an outstanding balance of $6,000.我们数据显示您有一笔六千元的款项未付。refinancev. 重新贷款When deciding whether or not to refinance, there are many factors to consider.在决定是否重新贷款时，有许多因素要考虑。 statementn. 账单明细The fee for issuing a replacement card will be charged to your next statement.信用卡补发费用将并入您下个月的账单明细。 优马思教育 常用商务英语词汇及例句