第四章托收结算方式汇.pptVIP

Chapter four Collection The concept of collection Basic parties to a collection Procedures of a collection Documents in collection Types of collection Terms of releasing documents Risks involved and protection URC522 The concept of collection URC522 Art.2 collections means the handling by banks, on instructions received, of documents, in order to: 1)obtain acceptance and/or payment; 2)deliver commercial documents against acceptance or payment; 3)deliver documents on other terms and conditions. 指由接到委托指示的银行处理金融单据和/或商业单据以便取得付款/承兑，或凭付款/承兑交出商业单据，或凭其它条件交出单据。 Collection is an arrangement whereby the seller draws a draft on the buyer , and /or shipping documents are forwarded to his bank, authorizing it to collect the money from the buyer through its correspondent bank . 指债权人（出口人）出具债权凭证（汇票等）委托银行向债务人（进口人）收取货款。 银行参与仅是利用其资金划拨渠道，提供完善服务，并无收妥保证，商业信用基础。 Basic parties to a collection 委托人 principal--seller(drawer) collection application 托收行 remitting bank/寄单行 collection instruction 代收行 collecting bank 提示行 presenting bank 付款人 payer - buyer (drawee) 需要时的代理 principal’s representative in case of need Collection application It serves as the contract between the principal and the remitting bank,and should expressly indicate the intention and requirement of the principal. Content: details of the principal and drawee a list of documents Amount and currency to be collected terms of releasing documents 交单条件 disposal of proceeds upon collection票款收妥后代收行汇交托收款的方式 store and insure clause when documents are not taken up on arrival of goods 仓储＆保险 bank and other charges银行费用 about protest in the event of dishonor designating collecting bank 指定代收行 Documents in collection Collection draft Payee: 1)drawer/principal remitting bank collecting bank 2)remitting bank collecting bank pay to the order of remitting bank Endorsement: for collection pay to the order of