浅析我国雇主责任保险现状与发展毕业论文 金融学院.docxVIP

 PAGE \* MERGEFORMAT 36 普 通 本 科 毕 业 论 文 题目：浅析我国雇主责任保险现状与发展 普通本科生毕业论文诚信承诺书 毕业论文题目浅析我国雇主责任保险现状与发展学生姓名专　业保险学学 号指导老师职 称讲师所在学院金融学院 诚信承诺 本人慎重承诺和声明： 我承诺在毕业论文活动中遵守学校有关规定，恪守学术规范，在本人的毕业论文中未剽窃、抄袭他人的学术观点、思想和成果，未篡改研究数据，如有违规行为发生，我愿承担一切责任，接受学校的处理。 学生（签名）： 年 月 日 摘 要 自改革开放以来，在我国经济不断发展的同时各种社会问题也不断涌现其中职业伤害就是当今社会无法避免的社会问题之一。事故发生之后受害雇员无法得到足够的赔偿，暴露了我国保障体系的不完善。在受害者无法得到足够的赔偿时，商业保险中的雇主责任保险能给予受害者本人及其家庭充分的物质补偿。发展雇主责任险是社会经济稳定发展的需要。 本文主要研究我国雇主责任险的现状与未来的发展定位和发展途径。分析我国雇主责任险所处的困境，并进一步分析造成困境的各项原因。简单的介绍工伤保险，并将雇主责任险与工伤保险相对比，讨论两个险种的差异，探索两个险种之间谐调途径。探寻我们雇主责任险的合理定位与发展途径，以求雇主责任险获得更好的发展，为我国经济的稳定发展做出更大的贡献。 【关键词】雇主责任；雇主责任保险；工伤保险；错位发展 Abstract Since the reform and opening up, Chinas economic?has been growing and at the same time social?problems have emerged?which?occupation?harm is?unavoidable?social problems?in todays society?of.?After the accident the?injured?employee?can’t get enough?compensation, it has exposed Chinas?imperfect?social security system.?When victims cant get enough?compensation,?employers liability insurance?of commercial insurance in?the?victims?and their families can give?full?compensation for the material.?The development of?employers liability insurance is the need of?social and economic stability and development. This thesis mainly studies the present situation of our employer liability insurance and the development orientation of the future. In this paper, I analyze the position of employers liability insurance in our country and the plight of the difficulties caused by the reasons .Brief introduction of employers liability insurance and industrial injury insurance comparison, discuss the differences of two types of insurance, insurance exploration between the two ways of harmony Explore reasonable position we employer liability insurance, employer liability insurance in order to better development for the stable development of Chinas economy and make greater contribution. 【key words】Employers liability; Employers Liability Insurance ； Injury insu