2008美国金融危 机.pptxVIP

2008美国金融危机; In 2008, a large number of U.S. Freddie Mac and Fannie Mae, the two housing loan intermediary buyers money to pay the mortgage, or forced to default, leading mortgage company funds strand breaks, and the real estate company for their own financial liquidity, in turn These loans packaged unified securities into bonds sold to individual investors, making a lot of the junk bond market is flooded, affected the liquidity of the financial industry has received, so he had a financial crisis. The whole process of the financial crisis on the financial crisis from 2007 until 2008, China has been a significant impact.。 2008年，大量的通过美国的房地美和房利美两大房屋贷款中介购房者没钱支付房贷，被迫违约，导致房贷公司资金链断裂，而房产公司为了自己的财务流动性，又将这些贷款统一打包证券化，变为债券卖给各个投资人，从而使得大量的垃圾债券充斥市场，使金融行业的资金流动性收到了影响，于是就产生了金融危机。 金融危机全过程金融危机从2007年就开始了，直到2008年，中国才受到了明显的影响。;;;;; In the financial crisis, the economy itself needs replacement equivalents (currency), a world-wide resources also need to improve the commercial financial institutions, asset security mechanisms, and the impact of globalization needs to be the correct assessment, deepen or slow down globalization to reduce the impact of the economic crisis. Countries can reduce bank interest rates, to speed up the flow of money. Countries need to be more cautious lending policies, prevent confusion economy. 在金融危机中，经济本身需要一种世界通用的资源置换等价物（货币），也需要完善 商业金融机构资产安全保障机制，全球化的影响也需要被正确的评估，通过加深或减缓全球化来减少经济危机的影响。国家可以降低银行利率，加快货币的流通。国家需要更加谨慎的贷款政策，防止经济体系的混乱。 ; And the country also needs to strengthen market supervision to prevent the rapid collapse of the market order. For individuals, they need to have a certain fixed deposits or insurance to ensure that the individuals in the economic crisis will not go bankrupt, they can by learning in school through higher education to survive the economic crisis at the same time for the re-employment after the economic crisis to create a better opportunities. 并且，国家还需要加强市场监管，来防止市场秩序的快速崩溃。对于个人来说，他们需要有一定的固定存款或者保险来确保个人在经济危机是不至于破产，同时他们可以通