国际贸易实务英汉双语课件第7章 insurance精选.ppt

42/49 12. Cargo Insurance Claims – 保险索赔 P163- ①Ownership of damaged cargo The insurance company has no legal title to the goods, and therefore, the assured must protect the insurance company’s right to subrogate. ②“Onus 责任of Good Faith” Assureds must at all time act in the same manner as they would in the event they were uninsured so as to avert 防止 or minimize a loss or damage. ③Minimizing a known loss The assured must try to minimize a loss even if expenses may incur. The insurer will pay for those expenses (sue and labor expenses). 1）Guidelines Slide * Chapter 1: Preliminaries 43/49 P164- ① Substantiate 用事实支持 the claim Examine the external condition of all packages upon delivery before signing the delivery receipt. Note the exceptions on the delivery receipt. Record all case numbers that appear damaged when noting delivery receipts. 2）Procedures ② Document the claim Place all carriers on notice in the event of a claim within a time limit. Give immediate notice to the nearest branch or agency in the event of damage giving rise to a claim. 12. Cargo Insurance Claims – 保险索赔 Slide * Chapter 1: Preliminaries 44/49 P164- Insurance policy or certificate Commercial invoice Packing list Transport documents (B/L, AWB, etc) Additional documents Container damage report Tally测量 sheets Police statement Survey report 3）documents required 12. Cargo Insurance Claims – 保险索赔 Slide * Chapter 1: Preliminaries 47/49 P57- My Comments A person as the title holder is deemed to have an insurable interest in the goods when the loss of or the damage to the goods causes the owner of the goods to suffers a loss, fails to realize an expected profit, or incurs liability from the loss or damage. (P152, line 5) S is not needed here Slide * Chapter 1: Preliminaries 48/49 P57- My Comments An express warranty is one, which is expressly stated in the policy of insurance it must be included or written upon the policy. (P161, line 1) insurance it = insurance. It Slide * Chapter 1: Prelimina