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Be on guard when onlineIs asking for the Wi-Fi password the first thing you do when you walk into a restaurant or cafe? For many the answer is yes, for others it may be the second thing they do. In any case, in an era of logging in wherever we go, many people use sensitive information on the invisible Net, posing a risk to their finances and personal safety.Here, three students share their experience of being tricked or having their personal information stolen. Whether it’s chatting on QQ, shopping on Taobao or connecting to a “free” Wi-Fi network, not being careful can have serious?consequences.Following safety tips are provided by Xu Xingxing, 28, a senior engineer in the Internet payment department of ePro (Beijing) Information Technology Company.Chatting onlineHackers plant viruses on public computers and websites to steal the passwords for your accounts when you log on.Yang Lina, 22, a senior majoring in Chinese literature at Shandong Normal University, chatted to her niece online during the summer vacation. “My niece was studying in Germany at the time. When I asked when she would come back, she said she wanted to fly back next week but that her bank account had been blocked and that she couldn’t get any cash,” said Yang.“She asked me to transfer 10,000 yuan to her classmate’s account, and not to tell her parents as they would worry about her. She launched a video chat and I could see her. What’s more, her behavior was the same as usual. For instance, she always called Bonn ‘a small village’,” said Yang.Yang transferred 10,000 yuan to the account. But later, when her niece appeared again, she realizeed she had been tricked.How to avoid being trickedAlways set up a complicated password for your accounts. It’s best to include special characters in the password, as this makes it harder for hackers to?decipher.Most viruses come from illegal websites, USB sticks and mobile hard drives, so you should run a virus scan before you use them. When a virus accesses your c