Unit 22 Auto Insurance 汽车专业英语知识讲稿.ppt

Unit 22 Auto Insurance Accident rates are higher for drivers under the age of 25, so if you are young, expect to pay a little more. Also, accident rates are higher for young males and single males. It doesnt seem fair, but if you are an unmarried 19-year-old male, your insurance rates will definitely be affected. If your driving record is impeccable, though, your rates will be lower. Obviously, drivers who are prone to traffic violations or accidents will have to pay more for insurance than safe drivers. Unit 22 Auto Insurance NEW WORDS mandatory [5mAndEtEri] adj. 强制的 adequate [5Adikwit] adj. 足够的 vandalism [5vAndEliz(E)m] n. 故意破坏 premium [5primjEm] n. 保险金 impeccable [im5pekEbl] adj. 没有缺点的 lessor [le5sC:] n. 借车人 Unit 22 Auto Insurance skimp [skimp] v. 节约使用 stranded [5strAndid] adj. 进退两难的 demographics[demE5^rAfik] n. 人口统计学 premium [5primjEm] n. 保险费 endeavor [in5devE] n. 努力 innocuous [i5nCkjuEs] adj. 无害的 sedan [si5dAn] n. 私家车 Unit 22 Auto Insurance Unit 22 Auto Insurance Auto Insurance Coverage Types Liability coverage is the primary—and usually mandatory—part of the auto insurance equation. Liability means what the word implies: It saves your bank balance when youre liable for destroying someone elses car or body parts[1]. South Carolina, Virginia, Tennessee, New Hampshire, and Wisconsin are the five states that do not require liability. Unit 22 Auto Insurance The other key insurance types are collision and comprehensive. Theyre expensive and theyre usually optional. Liability pays the bills for damage you cause to the other party; collision covers damage done to your own car. In simplified terms, buying collision insurance can be thought of paying someone to save you from yourself. The safer you drive, the less necessary it becomes. Unit 22 Auto Insurance Comprehensive coverage protects against any unforeseen disaster that doesnt relate to crashing, i.e. theft, vandalism, fire, ice, earthquakes, falling trees, volcanic erup