际结算双语-复习(附流图).pdfVIP

票据：Credit instruments a written/printed paper against which to pay, including Financial Instruments Securities Commercialdocuments. ， ， Featuresofinstruments 1. Non-causativenature 无因性 （ ） 2. Requisitein form 要式性 （ ） 3. Negotiability 流通性 （ ） 4. Presentment 提示性 （ ） 5. Returnability 返还性 （ ） 6. Establishment ofrightsandresponsibilities 设权性 （ ） Functions(票据的功能) Asameansofpayment; 付款方式 Asacredit instrument; 信用票据 Asameansoffinance. 金融工具 Asatransferableinstrument;可转让的票据 CreditInstrumentsforfour 四种常用于国际结算的信用票据: Negotiableinstrument 可转让的票据 Negotiable instrument, also known as credit instrument, is an unconditional order or promise to pay acertain amount ofmoney.It can easilybetransferable. BillofExchange汇票 A bill of exchange is defined officially as an unconditional order in writing , addressed by one person to another,signedby the first person,requiring the secondperson towhom it isaddressed topay on demand, or at a fixed or determinable future time, a certain amount ofmoney,to, or to theorder of,a specifiedperson or tothebearer. 无条件的书面命令 汇票是由一个人(drawer)向另一个人(drawee)签发的，要求受票人见 票时或在未来某一规定的或可以确定的时间(tenor)将一定金额的款项支付给某一特定的人 或其指定人，或持票人(payee)。 Essentialsofabillofexchange 绝对必要事项： Suchwordsas“billofexchange”exchange;draft or so 书面写有汇票字样 Anunconditionalorder inwriting 无条件的支付命令 nameand addressofthedrawee (addresseepayer) 付款人名字和地址 signatureor stamp ofthedrawer 出票人的签名和盖章 dateoftheissue 开立的日期 About somedollars 确定的金额 nameorbusinessentity ofthepayee 收款人的名字或商务实体 Actsof abillofexchange 汇票的票据行为 1. Issue/draw （出票） 1 draw and sign adraft 、 出票人写汇票并且签字 2 deliver i