我国民间借贷中的经济犯罪防控对策分析-analysis on countermeasures of preventing and controlling economic crimes in private lending in china.docxVIP

AbstractPrivate lending as an important supplement to formal finance , with its simple, fast, and flexible advantage, become an important force of private financing.In the context of the rapid development of the real economy , by the monetary tightening policy, financing channels for SMEs because of the narrow bank lending difficulties , funding needs can not be met , while the lack of a reasonable investment channels around free civil idle funds , leading to a variety of factors superimposed private lending madness spread.Since the law vague , lack of supervision , private lending inevitable spontaneity , blindness , seeks profit , Gregory phenomenon significantly increases the risk of private lending , but also the breeding ground for all kinds of illegal economic interests to grab economic crimes , adverse impact on the economy and society.Based on the economic crime prevention and control center for research in our country folk lending, from the perspective of theory and practice, combining the interview transcripts, questionnaires and judicial case, the situation, the development status and for private lending involves the economic crime has carried on the thorough analysis, finally put forward the reasonable and feasible prevention of folk lending economic crime investigation countermeasures and general prevention advice.In this paper, the text is divided into six parts, the main content is as follows:The first part is an overview of Chinas private lending . First, the literature review summarizes the concept of private lending , the author puts forward the concept of private lending analysis . Secondly , in our analysis of the reasons for prevalence of private lending . Then , summarizes the private lending’ role in our economic development . Finally, the private lending to China macro- economic and social negative impacts and risks .The second part is the development status of Chinas private lending . First, the combination of realistic development will be d