红玫瑰年金保险条款（Red rose annuity clause）.docVIP

红玫瑰年金保险条款（Red rose annuity clause） Life red rose annuity insurance (bonus type) (September 2011 Edition) Each part of this insurance policy is in your immediate interest. Please read it carefully. In order to facilitate your better understanding of the insurance clauses, we provide the following basic concepts. Policy holder: refers to the insurance contract with the insurance company, and in accordance with the contract has the obligation to pay the insurance premium. Insurant: means the person whose person is covered by an insurance contract. Beneficiary: refers to the person in the life insurance contract, which is designated by the insured or the insured, and has the right to claim insurance. Hesitation period: refers to the insurance period for more than one year of life insurance products, in order to enable policyholders to calmly consider their own insurance The insurance contract may be cancelled within ten days from the date of the insurance contract twenty-four days from the date the insurance contract is signed by the applicant In the meantime, the insurance company will refund the premium paid to the insured without interest. The period is called hesitation. Insurance liability: when an insurance accident in accordance with the conditions stipulated in the insurance contract occurs, the insurance company shall bear the insurance premium. Exemption from liability: it means that the insurance company does not undertake the payment of insurance when certain accidents or some specific conditions stipulated in the insurance contract occur Golden duty. The following reading guidelines and conditions will help you read the terms and conditions of the catalogue. [guidelines for reading] You enjoy important rights and interests You may choose to cancel the insurance contract within the period of hesitation Protection of the insureds liability by the insured person You have the right to terminate the insurance contract You should pay special attention to the matt