哈尔滨楼市起落的原因与影响分析毕业论文.docxVIP

哈尔滨楼市起落的原因与影响分析摘要：中国现在的国民经济发展中，占据重要地位的无疑有房地产行业的一席之地。房地产的行业在国民经济发展中起着双重责任，一方面政府视为经济发展的重要支柱，一方面又要解决人口住房问题。但是，中国的房地产行业的政策确实频繁变动，其发展的不正常的波动会对房地产行业和国民经济的发展造成不好的影响。哈尔滨，一个中国东北的二线城市，它的房地产行业在发展中有着自己的特色。从时间上看，哈尔滨的楼市起步比较晚，虽然这些年一直没有发生过比较大的波动，但是不可忽视的问题是，那就是仍然存在着问题，同时也少不了风险。房地产行业最终以楼市的价格进行买卖和衡量，投资企业进行大规模的买地盖楼，国家虽然频繁出动宏观调控的手段，但是中国的“楼市热”依然是有增无减。本文通过对哈尔滨近几年楼市的起落波动进行理性的分析，虽然哈尔滨的楼市发展总体来说状态比较良好，但是仍然存在着问题，比如房子的价格要比人均收入要高，有些人根本买不起自己的一套居住房子，而有些人手里有着很多套房子；再比如空置比较严重的商品房发交易，房地产开发商的融资问题，等等。本文本着以哈尔滨楼市健康、有序、良好的发展为总目标，通过房地产与社会、经济发展和房地产市场的供需关系出发，总结楼市发展波动起落的原因和带来的影响，中国楼市的起落，主要受到宏观调控和市场经济两种因素影响，其他的原因大体可以归结为城镇化的建设、利益的驱动、国人的房子情怀、外汇储备等等，而这些原因会导致房地产的行业的过热，导致竞争上的风险，同时还会带来流动性以及变现性的风险，国家为了宏观调控，还会给银行带来利率风险等等。为哈尔滨房地产的自身良好发展提供一些建议。关键词：哈尔滨楼市；楼市起落；房地产过热；原因与影响；Harbin property market ups and downs of the reasons for and impact analysisAbstract：Chinas national economic developmentnowoccupiesan important position inthe real estate industrywill undoubtedlyhavea place.The real estateindustryin national economic developmentplays adual responsibility, on the one handthe governmentas an importantpillar ofeconomic developmentand the need tosolvethe housing problems ofthe population. However, Chinas real estate industry is indeed frequent changes in policy, resulting in a bad influence abnormal fluctuations in the real estate development industry and the national economy will have its development. Harbin, a city in northeast Chinas second-tier, its the real estate industry has its own characteristics in development. From the time point of view, Harbin property market rather late, although all these years have been relatively large fluctuations did not happen, but the problem can not be ignored is that there are still problems, but also unavoidable risks.The real estate industry and ultimately to the sale price of the property market and to measure large-scale investment companies to buy land levy, although frequently mobilized national macro-control means, but Chinas hot property is still increasing. Through the ups and