电子商务第八讲.pptxVIP

Chapter 7 Payment Systems for Electronic Commerce耿立校 Email:lixgeng@Chapter 7 Payment Systems for Electronic CommerceLearning ObjectivesThe basic functions of online payment systemsHow payment cards are used in electronic commerceAbout the history and future of electronic cashHow digital wallets workWhat stored-value cards are and how they are used in E-CommerceHow the banking industry uses Internet technologiesChapter 7 Payment Systems for Electronic CommerceKey ItemsAcquirer fees Acquiring bank Anonymous electronic cash Automated Clearing House (ACH) Back-end processor Card code verification (CCV) Card not present transaction Card security code (CSC) Card verification code (CVC) Card verification data (CVD) Card verification number (CVN) Card verification value (CVV or CV2)Card verification value code (CVVC)Chapter 7 Payment Systems for Electronic CommerceKey ItemsCasher Charge cardChargeback Check 21 Client-side digital wallet Closed loop system Collector Credit card Credit card association Customer issuing bank (issuing bank) Debit cardDigital wallet (electronic wallet, e-wallet) Double spending Chapter 7 Payment Systems for Electronic CommerceKey ItemsDue diligence Electronic cash Electronic funds transfer at point of sale (EFTPOS) cards Electronic wallet (e-wallet) Front-end processor Gift cards Identity theft Interchange fees Interchange network Interoperable software Issuing bank Merchant account Micropayments Money laundering Near field communication (NFC)Chapter 7 Payment Systems for Electronic CommerceKey ItemsOpen loop system Organized crime Payment card Payment gateway Payment processing service provider Payment processor Pharming attack Prepaid cards Racketeering Server-side digital wallet Single-use card Small payments Smart cardChapter 7 Payment Systems for Electronic CommerceKey ItemsSpear phishing Store charge card (store-branded card) Stored-value card Verification code (V-Code or V Code) Zombie farmChapter 7 Payment Systems for Electronic