商业性金融与开发性金融对经济增长影响的比较分析-comparative analysis of the impact of commercial finance and development finance on economic growth.docx

重庆大学硕士学位论文 重庆大学硕士学位论文 1 1 绪 论 IV IV PAGE PAGE 13 accumulation，technological progress，institutional innovation，improve the markets in long-term. Commercial finance and development finance have the significant difference on the path affecting economic growth. Commercial financial impact on economic growth path for both the short and long-term，lies mainly in consumption，in addition to traditional capital accumulation and technological progress，which affect economic growth through consumer credit and other ways While the development finance for both the short and long-term，lies mainly in areas of policy in addition to traditional capital accumulation and technological progress，which break through the bottleneck of various social，economic bottlenecks，institutional bottlenecks to affect economic growth through ongoing system innovation，constantly developing new markets，improving the market. The various paths intensity factors of development finance on economic growth effects are significantly higher in the long run and institutional innovation has a great impact on economic growth in the long-term，and among all of the middle of conductivity used personality indicators development finance affects greatest. And Intensity of the overall impact of development finance is also significantly greater than the impact strength of commercial finance. At the same time，based on an improved model of the traditional aggregate production function estimation on the commercial finance and development finance impact on economic growth measured intensity coefficients. It also shows that development finance on economic growth significantly is greater than the impact strength of commercial finance on economic growth of intensity. Keywords: Commercial Finance ， Development Finance ， Economic Growth ， Transmission Mechanism 1 绪论 1.1 研究背景及意义 伴随着我国经济和社会总体水平的不断提高以及产业结构的不断优化和升 级，金融体系、金融结构、金融功能也相应发生着变化，出现了高级化方向发展 的趋势，与此同时金融的运作方式和业务领域也在不断地更迭。商业性金融和开 发性金融作为我国金融体系的重要组成部分，在我国经济转型中发挥着