吉林融资问题分析.docVIP

吉林农业大学发展学院 毕业论文 吉林省中小企业融资问题分析 [摘 要] 中小企业融资已经成为世界各国普遍关注的问题,通过多年的研究与实践,西方发达国家已积累了有效的经验,并逐步形成了专门为中小企业服务的融资体系。然而在我国,特别是东部中西部欠发达地区,多年来经济增长速度较慢,产业结构调整成效不明显,在历史原因和自然环境等因素综合影响下,中小企业融资问题尤为突出。吉林省地处东北三省中间位置,有许多国家支持的重点工业企业,对振兴东北老工业基地起着重要作用。然而我省中小企业多年来在数量上和质量上都发展较缓,真正形成规模且实力较强的中小企业数量十分有限,解决中小企业发展过程中的资金短缺问题对帮助中小企业持续经营、健康成长有重要作用。本文对吉林省中小企业的融资现状,结合国内外的理论与实践经验,利用经济学的基本原理,深入分析影响中小企业融资中各要素之间的关系,挖掘吉林省中小企业融资难问题的原因,进而借鉴其他国家和地区中小企业融资的经验,努力在理论和实践两方面提出系统性的、切合实际的解决方案。第一部分对我国中小企业划分标准从理论上进行界定,并且对吉林省中小企业融资现状做一简要概况,指出本文研究的意义。最后介绍了本文的研究内容、研究方法和创新之处。 [关键词] 中小企业 融资 商业银行 Jilin province small and medium-sized enterprise financing problem analysis [Abstract] Small and medium enterprise financing problem has become a common concern all over the world, and through many years research and practice, the western developed countries have accumulated the experience, and gradually formed a specialized services for SMEs financing system. But in our country, especially in the western underdeveloped region, because reform innovation consciousness is weak, come for years economic growth rate is slower, the adjustment of industrial structure effect is not apparent, as well as historical and natural environment and other factors under the influence, especially the financing problem of small and medium-sized enterprises. Jilin province is located in Northeast middle position, there are many countries to support the key industrial enterprises, to revitalize base of northeast old industry plays an important role in. However, small and medium enterprises in our province over the years in both the quantity and quality of development is slow, the true scale and strength of strong small and medium-sized enterprise amount is very limited, solves the small and medium-sized enterprise development process in the problem of shortage of funds to help small and medium enterprises operate continuously, healthy development to have the important role. In th