chapter 1 金融英语阅读.pptVIP

Position 头寸 指银行的营业终止以后，所保有的各种外国通货的净余额。若买入多余卖出，则呈现超买 （overbought）, 卖出多于买入， 则呈现超卖 （oversold）.买卖相抵后没有余额者，称为均衡部位 （equilibrium position） Financial intermediaries It can be divided into two broad categories: Depository institutions; Nondepository institutions. Depository Institutions are financial institutions that accept deposits from savers and make loans to borrowers; normally, we use the term “banks” as an alternative. Nondepository Institutions Nondepository Institutions generate funds from sources other than deposits but also play a major role in financial intermediation. insurance companies保险公司; pension funds养老基金; finance companies财务公司; mutual funds 共同基金 and securities firms证券公司. Terminologies UnionPay: n. 银联 trans-bank inquiry fee: 跨行查询费 emergency proposal: 紧急建议 standing committee: 常务委员会 netizen: 网民 hearing: 听证会 the Dragon Card: 龙卡 ATM terminal: 自动提款机终端 Discussion Do you think banks should charge a fee for trans-bank inquires? 4. The potential recipients of the State Development Bank’s credit are mainly those large projects that are designed to alleviate the bottlenecks in the economy, operate in the leading industries or extend the application of advanced technology as well as those inter-regional policy-based projects. 译：国有发展银行的信贷主要用于那些大型项目的建设，如缓解制约经济发展的“瓶颈”项目、支柱产业项目、高新技术在经济领域应用的项目、跨地区的政策性项目等。 The Agricultural Development Bank of China Main business line -provide loans for maintaining commodity reserves; -provide loans for procurement and distribution of major agricultural products -provide loans for poverty alleviation and development projects Priority construction 重点建设：key construction Fixed-asset investment 固定资产投资 The Export-Import Bank Main tasks: -provide export credit and loans to encourage export such as machinery, electronic products, and equipment for complete plants. 5. The Export-Import Bank of China provides export credit and related loans to encourage export of such goods as machinery, electronic products, and equip