中小企业-融资难的问题研究.docVIP

湖南财经高等专科学校毕业论文(设计) 湖南财经高等专科学校 毕业论文（设计） 论文（设计）题目： 中小企业融资问题研究 学生姓名 专业班级 **级注会一班 指导老师 系 主 任 年 月 日 我国中小企业融资问题探索 ［摘　要］改革开放以来，我国的中小企业得到迅猛的发展，已成为数量颇为庞大的企业群体。在我国国民经济和社会发展中具有举足轻重的地位和作用。但由于我国市场经济体制不够成熟，金融体系不够完善，从而导致中小企业长期存在融资难、贷款难的问题。因此,分析目前我国中小企业融资中存在的问题及成因,积极研究解决的对策,对中小企业的可持续发展非常重要。本文对当前我国中小企业融资面临的困境和原因进行了剖析，认为中小企业融资问题是一项系统的工程，必须依靠中小企业自身、金融机构、政府和司法等部门齐心协力、多管齐下，才能得以解决。希望本文对我国中小企业乃至国民经济的可持续发展有所裨益。 ［关键词］中小企业，融资，金融机构，风险，融资环境 [abstract] Since reform and opening up, China has been the rapid development of small and medium enterprises, has become quite a large number of enterprise groups. In our national economic and social development and the role of a pivotal position. However, due to Chinas immature market economy, the financial system is not perfect, resulting in the existence of small and medium-sized long-term financing difficulties, the problem of difficulty in obtaining loans. Therefore, the analysis of the current financing of Chinas small and medium-sized problems and the causes of a positive response solutions for the sustainable development of small and medium enterprises is very important. In this paper, the countrys financing difficulties faced by small and medium-sized and analyzed the reasons that the problem of financing small and medium-sized projects is a system, we must rely on their own small and medium enterprises, financial institutions, government and judicial departments work together, a multi-pronged, can be resolved. I hope this article on Chinas national economy as well as small and medium enterprises benefit from sustainable development. [Key words] Small and medium-sized . Financing. Financial institutions . Risk. Financing environment 目录 第一章 绪论 1.1本文写作背景.........................................................................................3 1.2本文写作的目的...........................................