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* * * * * * * * * * (4)Retirement Benefits Social security, pension plans and saving plans are primary means (5)Employee Services Credit unions Credit unions are usually separate businesses established with the employer’s assistance to help employees with borrowing and saving needs. Counseling services Many firms provide a wide range of counseling services. These include financial counseling (for example, how to overcome existing indebtedness); family counseling (for marital problems and so on); career counseling; outplacement counseling (for helping terminated or disenchanted employees find new jobs); preretirement counseling; and legal counseling through legal insurance plans. Employee assistance programs (EAP) Employee assistance programs provide counseling and/or treatment for problems such as substance abuse, gambling, or stress. Other services: Vacation facilities, cultural subsidies, and lunch and learn programs, job services, transportation, education subsidies Subsidized Child Care Today, over 50% of all U.S. women with children under six years old are in the workplace, and a Commerce Department survey reported there were almost 10 million children younger than age five requiring child care. Child care is thus an increasingly desirable benefit. Other Job-Related Benefits Some employers provide subsidized employee transportation. Educational subsidies such as tuition refunds have long been popular benefits for employees seeking to continue or complete their educations. Educational subsidies such as tuition refunds have long been popular benefits for employees seeking to continue or complete their educations. Service in USA Service in USA (cont.) Elder Care With an aging population, elder care has become more of an issue for many employees. Elder care benefits are important for much the same reasons as are child care benefits: The responsibility for caring for an aging relative can affect the employee’s performance at work. Family friendly ben
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