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Economics of Transition
Volume 8 (2) 2000, 401–420
Microfinance beyond group
lending1
Beatriz Armendáriz de Aghion and Jonathan Morduch**
*Department of Economics, University College London, Gower Street, London WC1E 6BT, UK.
Tel: +44 (0)207 504 5223; E-mail: b.armendariz@ucl.ac.uk
**Bendheim 220, Princeton University Princeton, NJ 08540, USA. Tel: + (1) 609 258 1924;
E-mail: jmorduch@princeton.edu
Abstract
Microlending is growing in Eastern Europe, Russia and China as a flexible means
of widening access to financial services, both
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