地方政府融资平台的银行信用风险分析-工商管理专业论文.docx

安徽财 安徽财经大学硕士学位论文 THE STUDY ON THE BANK CREDIT RISK OF LOCAL GOVERNMENT FINANCING PLATFORM ABSTRACT The local government have set up the investment and financing Platform forInfrastrueture and urban construetion financing for long time, In response to the U.S. subprime mortgage crisis and the global finaneial crisis.Local government establish financing platform to give financning consrusction and debt service,instead of government direct borrowing .Hence all levels of local government financing platform develop rapidly.The relate risk is approaching. Platform of local government lives by the government-funding,and does not operate its owm specific business.It runs with no or only a small amount of physical capital.Once their investment income or the second recovery source change,credit risk will have a ripple effect, the operation of banks and the economy will suffer the latter. Paper is divided into five parts,the introduction and body of the five chapters.The first chapter is introduetion of the background and signifieanee， maineontent ，frameworkand and innovations of researeh in the thesis.The seeond chapter introduces the concept.The main financing method and the causesof loceal government Financing Platform. The third chapter analyes the current situation and The reason of local govemment finaneing Platform bankloans in China，The fouth chapter use of the oretieal discussion and empirieal analysis.The KMV model to local empirieal analysis of credit risk. Finally,based on the above analysis，we draw a conclusion that the government can neither take local financing platform .We should take scientific and rational aPProaeh to deal with government financing Platform to Promote local economic and social sustainable development. kEYWORDS: government financing platform ,credit risk,kmv model 安徽财 安徽财经大学硕士学位论文 地方政 地方政府融资平台银行信用风险研究 目录 目 录 第一章 绪论 1 HYPERLINK \l _bookmark0 第一节 选题背景和研究意义 1 HYPERLINK \l _bookmark1 一、选题背景 1 HYPERLINK \l _bookmark2