完善中国企业年金改革的十大核心措施ten core measures to promote ....pptVIP

* * * * * * Page * Page * BOZZA PER DISCUSSIONE Page * EY_IDEA MANAGEMENT_V0.5.PPTX Page * EY_IDEA MANAGEMENT_V0.5.PPTX Page * EY_IDEA MANAGEMENT_V0.5.PPTX Page * EY_IDEA MANAGEMENT_V0.5.PPTX Page * EY_IDEA MANAGEMENT_V0.5.PPTX Page * EY_IDEA MANAGEMENT_V0.5.PPTX Page * EY_IDEA MANAGEMENT_V0.5.PPTX Page * EY_IDEA MANAGEMENT_V0.5.PPTX Page * EY_IDEA MANAGEMENT_V0.5.PPTX 政策建议部分 企业年金在中国社会保障制度中的作用 The role of enterprise annuities funds in the Chinese Social Security system 郑秉文/Zheng Bingwen (Professor, Chinese Academy of Social Sciences) 刘桂莲/Liu Guilian (Doctor, Capital Normal University) Bei Jing, 12th Oct, 2018 一、引入自动加入机制以扩大年金参与率 1. Introducing automatic enrollment mechanism 二、适当放开个人投资选择权 2.Appropriate release of individual investment options 三、建立合格默认投资选择工具 3.Establish qualified default investment alternatives 四、完善EET税优政策 4.Improve the Tax incentive policy 五、取消或是最大限度缩短单位缴费的归属期 5.Cancel or Shorten the vesting period of enterprises’ contributions 内容：十个政策建议 Contents：Ten Policy Recommendations 六、扩大企业年金的投资范围 6.Enlarge the investment choice of enterprise annuity funds 七、建立第二、三支柱的自由转换机制 7.Establish a free conversion mechanism between the second and third pillars 八、养老金管理公司的监管体系亟待优化 8.The regulatory system of pension management companies needs to be optimized 九、打造中国特色的企业年金IT系统平台 9.Establish an enterprise annuity IT system platform with Chinese characteristics 十、建立中国版TEE型免税账户 10.Establish TEE tax exemption account 内容：十个政策建议 Contents：Ten Policy Recommendations 完善中国企业年金改革的十大核心措施 Ten core measures to promote the reform of Chinese enterprise annuity 一、引入自动加入机制是扩大年金参与率的突破口 Introducing automatic enrollment mechanism is the breakthrough. 2004年《企业年金试行办法》规定的3个门槛条件已不合时宜 Three conditions of establishing enterprises annuity are not suitable. 1.依法参加基本养老保险并按时足额缴费 Enterprises should participate in the basic old age insurance by law and need to pay the contributions on time and in full. 2.已建立集体协商机制 The collective bargaining mechanism has been es