国际贸易第10章 payment.ppt

Learning Contents Amount of Payment支付金额 Payment Currency 支付货币 Instrument of Payment 支付工具 Payment Methods支付方式 Key and difficult Points Instrument of Payment 支付工具 Bill of exchange汇票(draft) Payment Methods支付方式 Remittance 汇付 Collection 托收 Letter of credit信用证 10.2 Currency Use of Currency Appreciating currency hard Currency?? Depreciating currency -Soft Currency 10.2 Currency Convertible Currency 可自由兑换货币 10.3 Instrument of Payment Bill of Exchange (draft/bill)（汇票） Promissory Note（本票） Cheque (Check)（支票） Bill of Exchange Parties concerned Definition and content of Bill of Exchange Types of Bill of Exchange Procedure in handling Bill of Exchange Bill of Exchange Parties Concerned Drawer（出票人） ------the party who draws the Bill Drawee（受票人）= Payer（付款人) ------the party to/on whom the Bill is drawn =the party who pays the money Payee（收款人） ------the party to whom money is paid 收款人（Payee）又称抬头人 （1）即期汇票（sight bill） Definition of Bill of Exchange A Bill of Exchange or Draft is an unconditional order in writing（书面的）, addressed by one person to another, signed by the person giving it（=drawer), requiring the person to whom it is addressed (=drawee) to pay on demand(立即）, or at a fixed or determinable future time a sum certain in money to or to the order of a specified person，or to bearer (=payee) 汇票是由出票人签发的无条件的书面指令，要求受票人（付款人）在见票时立即或在一定期限内，向特定收款人、指定来人、或持票人支付一定款项。 Acts in Handling Bill of Exchange Drawing /To issue （出票） 出票人签发汇票并交付给收款人的行为。出票后，出票人即承担保证汇票得到付款和承兑的责任。如汇票遭到拒付，出票人应接受持票人的追索。 Presentation/Presentment（提示） 提示是持票人将汇票提交付款人要求付款或承兑的行为。 CLEAN BILL （光票汇票）是不附带商业单据的汇票。银行汇票多是光票 DOCUMENTARY BILL（跟单汇票）是附有商业单据的汇票。商业汇票多是跟单汇票。 Promissory Note Definition an unconditional promise in writing made by one person to another signed by the maker engaging to pay, on demand or at a fixed or determinable future time a sum certain in money to, or to an order of , a specified person or to a bearer. 是一个人向另一个人签发的，保证本人即期或定期或在可以确定的将来的时间，对指定来人、特定的人或持票人支付一定金额的无条件书面