北京市城六区2018届初三一模英语分类汇编之阅读理解篇目C.docxVIP

【西城一模】C Parents and children often face the challenges of money. Common topics include setting the pocket money， learning to save， and deciding on expensive purchases. The goal of most parents is to teach their kids how to manage money wisely. The goal of most kids is getting money to spend. How can families balance these goals? “All parents hope they’ll raise a money-savvy kid, who’ll grow up to be an adult wise in their money use.” says financial (金融的）planner Peg Eddy. The key is letting kids learn by having a little money of their own. The Tidier family in Denver found the best way to teach about money was to let their kids earn some. Their son, Ryan, 17, has been helping with their garden since he was 8. Now he has been able to save $7,800. Ryan has come to see the value in making his own money even when other kids are given money by their parents. Learn Now, Save Later Money skills are an important part of becoming a successful adult. David Brady, anotherfinancial planner, says, “Young people today will have much more responsibility for their financial future than their parents or grandparents.” Brady does remind kids. “They shouldn’t be thinking about money all the time，” he says.However, they should understand basic rules for earning, saving and investing (投资）. That knowledge is greatly needed. Over the past years, the average credit card debt (债 务)of Americans ages 18 to 24 doubled, to nearly $ 3,000. Among high school students, four out of five have never taken a personal-finance class. Talking About It Many kids want to learn how to manage their money. But parents think only about what kids shouldn’t do. Instead, experts say, knowing how to manage money is the best way for kids to get what they really want. That means long-term planning and saving for big expenses like college or a car. It also means thinking of others, by making donations to charity (慈善）. Giselle Lopez, 17, of New York City, learned the hard way. She was over $ 2,000 in debt on her