建设工程监理职业责任保险开发与研究-管理科学与工程专业论文.docxVIP

摘要本文从责任风险等概念入手，儿体分析r建设I：程监理(临理单忙_；f|l／戏监理人员)廊 摘要 本文从责任风险等概念入手，儿体分析r建设I：程监理(临理单忙_；f|l／戏监理人员)廊 承担的民事责任、行政责任和刑事责任。从风险防范的角度，针对建设f．氍监理的蟛{业责任 风险提出了职业责任保险的概念。证列举现彳丁法律法规的基础上，提山r开发与实施建i』：}l： 程监理联业责任保险还需要完善的一些法律法规。重点论述了损害赔偿责任行为的范硐与损 害赔偿额度两个问题。并简单介纠{了险种jli发目前所具有的礼会基础。 本文详细分析研究了建没一群监理职业责任保险的要点。通过对个人ll}blk责任保险’J单 位职业责任保险、发生式保险与索赔式保险、项目保险与年度保险的分析比较及其相土通麻 关系的研究，明确了保险对象与保险期限．爿+介纠了延长报告划的概念。通过对承保的危险 与责任源、承保的损失、承保的地区等的分析，阐明了保险责任。列举分析了绝对除外责任 与相对除外责任，并进行了国内外做法的列比。介害H了赔偿限额与免赔额，并说明r其麻川 中麻注意的要点。定性地提山了确定保险费的三种方案。对保险理赔着重沦述了定责定损的 组织实现与争议处理。全面阐述，保险般方的权利与义务。 本文草拟r建设li程监理彤l业责任保险的投保单与保险单。 关键词： 职业责任保险 建设一I科监理 保险人 被保险人 AbstractThc Abstract Thc dissertation starts with some conc印ts such船liability risk，and analyses those civiI Iiability,administrative liability and criminal liability that the professional of Construction Project Management for Client(CPMFC)may aSsume．Then the profcssional liability insurance for the professional of CPMFC is presented to prevent their professional llability risks．Based the current laWS and regulations．some problems that need to be improved discussed，such the SCope of actions for which the professional needs to assume compensation．Simply the social base to the development ofthis insurance iS also introduced． The dissertation analyses and researches the essentials of the professional liability insurance for professional of CPMFC in detail．伽U吐analysis and comparison to personal insurance and company insurance，occurrence insurance and claims．made insurance，proiect insurance and annual insurance,and research the relation between them．the insured and insurance period are determined．11le insurance liability is considered in the below aspects．peril covered。liability resource covered．10ss covered and 10cation covered．Then the absolute exclusionS and the relative exclusions are listed and analyzed．After what we shall pay attention in applying the limits of indemnity and the deductible are described．three schemes of premium alSO proposed．The dissertation discusses who determine