解决我国中小企业融资难的法律对策经济法专业论文.docxVIP

PAGE PAGE IV Abstract Since reform and opening up, Chinas rapid development of small and medium enterprises, Chinas economic construction has become an important force for economic growth in China has made tremendous contributions. In the establishment of the socialist market economic system, promote rapid economic growth, market prosperity and the expansion of community employment, increase tax revenue, such as playing an increasingly important role.At present, the number of small and medium-sized enterprises accounted for more than 98% of the total industrial output value and profits and taxes were 60% and 40%, 60% of annual exports, and provide about 75% of urban employment opportunities. However, SMEs in the economic development of Chinas great contribution to make, but also in recent years due to rising raw material prices, labor costs increase, banks tightening credit, increasing market competition and other reasons, the development of face many difficulties and constraints which affect the small and medium-sized a major factor in the further development of financing.The majority of our small and medium enterprises, especially small and medium-sized private enterprises through the completion of the individual capital investment of the primitive accumulation of capital, when the enterprise has developed to a certain size, especially in labor-intensive to technology-intensive from the transition, the demand for capital on the more urgent. However, due to the Government, banks, law and other policy aspects of the current system of restrictions and the shackles of the traditional concept of people, coupled with the existence of small and medium-sized problems of their own, resulting in a relatively narrow channel for SME financing, a shortage of funds, which restrict the development of SMEs has become a major bottleneck.Financing difficulties of SMEs in China is not only the issue, but also a global problem, but the difficulty of the different. Some of the worl