第三章 信用工具3.ppt

Chapter3 credit instrument(3) 3.3 promissory note(本票) 3.3.1 what’s a promissory note? A promissory note is an unconditional promise in writing made by one person (the maker) to another (the payee or the holder) signed by the maker engaging to pay on demand or at a fixed or determinable future time a sum certain in money to the order of a special person or bearer. 3.3.2 essentials to a promissory note (1) The words “promissory note” clearly indicated (2) An unconditional promise to pay (3)Name of the payee or his order (4)maker’s signature (5)Place and date of issue (6)Period of payment (7)A