国际结算双语课件 Chapter 6.ppt

广东金融学院 马飞 2. Acceptance credit 承兑信用证 ⑴Definition: A credit available by acceptance,under which a bank specifically nominated upon therein is authorized to accept the draft drawn under the credit. Available with XX Bank By sight payment/By payment By acceptance By deferred payment By negotiation and beneficiary’s draft 　 　　　drawn on □ □ □ □ □ × XX Bank ⑵ Function clause Issuing bank/Advising bank/Third bank（other drawee bank) 承兑行 × at__days after sight ⑶Operation of acceptance credit承兑信用证的处理 nominated accepting bank 1.accepted bill 2.accepted advice beneficiary Discounting bank 3.discount 4.present for payment 6. Negotiating bank议付行 A bank that purchases the documents under the credit. If all the credit terms are met, the negotiating bank will buy the exporter’s drafts with recourse and then it will send the drafts and documents to the issuing bank for reimbursement. Question Can a negotiating bank be the drawee bank under a LC? Beneficiary Negotiating bank 1.Documents 2.pay the value and get the right of the documentary bill Negotiating bank is the holder in due course payee endorsee 7. Paying bank 付款行 A bank who is authorized by the issuing bank to pay the beneficiary according to the terms and conditions of the credit. sight paying bank Advising Bank deferred paying bank This bank is the drawee bank, when issuing bank dishonor the documents, it has no right of recourse to the beneficiary. 8. Accepting bank 承兑行 A usance credit nominates a bank to accept the usance bill, this bank is the accepting bank under the credit. This bank is the drawee bank, when issuing bank dishonor the documents, it has no right of recourse to the beneficiary. 9. Reimbursing bank偿付行 This bank has no obligation to check the documents. A bank from which the nominated paying bank or any negotiating bank that has made a payment under the credit may obtain reimbursement. Remitting Bank Documents Issuing Bank Reimburs