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Board of Governors of the Federal Reserve System
Staff Study
176
Bank Merger Activity in the United States,
1994–2003
Steven J. Pilloff
May 2004
The following list includes all the Staff Studies published 172. Using Subordinated Debt as an Instrument of Market
since November 1995. Single copies are available free of Discipline, by Federal Reserve System Study Group on
charge from Publications Fulfillment, Board of Governors Subordinated Notes and Debentures. December 1999.
of the Federal
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