征信机构发展：国际趋势和最佳实践.pptVIP

使更多没有享受到金融服务的人能够获得服务 Increasing Access to Finance (A2F) for the underserved 征信机构在金融市场中的作用 Role of Credit Bureaus in financial markets 更广泛更公正地获得融资 Broader and Fairer Access to Credit: 减少借款人和贷款人之间的信息不对称，使更多的人获得融资，降低优质借款人的信贷成本 Decrease information asymmetries between borrowers and lenders, expand access to credit and lower the costs of credit for good borrowers 更好的贷款表现 Better performing loans: 使贷款人能够更准确地评估风险，提高贷款组合质量 Allow lenders to more accurately evaluate risks and improve portfolio quality 提高盈利性 Improve Profitability: 帮助推出信贷评分和自动化贷款审批工具，降低贷款人在零售和中小企业贷款中的操作成本，改善利润、资本充足率和计提要求 Support introd