招商信诺寰球至尊高端个人医疗保险条款阅读指引.PDFVIP

招商信诺寰球至尊高端个人医疗保险条款阅读指引 The Reading Guide to Individual Private Medical Insurance Provision CIGNACMC 本阅读指引帮助您理解条款，保险合同的内容以条款为准。 This guide is intended to provide you with a better understanding to the policy provision. In case of any conflict, terms conditions in the provision should always be taken as valid and binding. 您所拥有的重要权益 Highlight of Your Rights 1. 本合同未能满足您方的需求，或不符合您方的期望，请在保险单所载生效日期的 10 天内联系我方并解除本合同。如果在此期间内未发生理赔、付款担保或付款预授权，我方 将全额退还您方已交纳的全部保险费；在此期间后，您仍然有解除合同的权利,但会存在退保 损失。 If this product does not meet your needs or expectation, please contact us within 10 days after the effective date on the policy page to cancel the contract. We will refund the premium you have paid in full if no claim, pre-authorization or guarantee of payment has been made. You still have the right to cancel the policy after the 10-day period, but you will undertake certain loss of value. 2. 被保险人可以享受本合同提供的保障。 Beneficiary can enj oy the benefits stated in this contract. 您应特别注意的事项 Items you should pay attention to 1. 请您留意保险责任条款中的必选与可选保障，并根据您方的需求购买。 Please pay attention to all the insurance liabilities include in your core and optional benefit plans, and purchase based on your need accordingly. 2. 请您留意保险金的 付条件和范围。 Please pay attention to the benefit coverage limits and conditions. 3. 请您留意一般责任免除与牙科责任免除。 Please pay attention to all applicable policy exclusions. 4. 请您留意合同中关于保险期间及合同效力终止的条款。 Please pay attention to the terms about covered period and policy s termination. 5. 请您留意续保的条件，如果您方不愿意续保，请在保单续保周年日前通知我方。 Please pay attention to the renewal conditions. If you decide not to renew, please inform us prior to your policy anniversary. 6. 请您留意保险条款中一些重要术语(“居住地国家”、“ 日间治疗”、“专业医师”、“专科 医生”等的定义和范围) 的详细解释。