大数据在商业银行反洗钱的应用.PDFVIP

2016 2016, Vol. 37, No. 02 37 02 COMPUTER ENGINEERING SOFTWARE IT 大数据在商业银行反洗钱的应用 1 2 周彩冬 ，潘维民 1. 100876 2. 100876 摘 要：随着电子商务和移动互联网的发展，数据流量的持续增长和以双十一为代表的多种数据洪峰的出现，给 商业银行传统的反洗钱手段带来了巨大的压力。海量交易数据下隐藏着各种洗钱行为，传统的反洗钱方式在应对持续 增长的数据时越来越捉襟见肘。当前，大数据技术的发展为海量数据数据的收集、存储、处理等提供了技术支撑。本 文分析了商业银行的反洗钱业务需求，从业务的角度对比研究当前大数据领域众多新技术，提出了一套实用、可扩展 的反洗钱处理架构，并且提出了的大数据反洗钱的演进方向。 关键词：计算机应用技术；反洗钱；大数据；商业银行 中图分类号: TP31 文献标识码: A DOI ：10.3969/j.issn.1003-6970.2016.02.001 本文著录格式：周彩冬，潘维民. 大数据在商业银行反洗钱的应用[J].软件，2016 ，37 （02）：01-07 Anti Money Laundering with Big Data Technologies in Commercial Banks 1 2 ZHOU Cai-dong PAN Wei-min 1.School of Computer ScienceBeijing University of Posts and Telecommunications Beijing 100876China.2.School of Computer ScienceBeijing University of Posts and TelecommunicationsBeijing 100876China AbstractWith the development of e-commerce and mobile Internetthe sustained growth of data traffic and a variety of data peak represented by 11.11 have brought great pressure on the traditional means of AML of the commer- cial banks.With a variety of money-laundering hidden under massive transactionsit’s getting more and more difficult for the commercial banks to find out the money-laundering transactions using the traditional way.At presentthe de- velopment of big data technology provides technical support for the data collectiondata storageand data processing and so on.This paper analyzes the demand of anti money laundering in commercial banksproposes a set of practical and scalable anti money laundering framework bases on the study of new technology in the field of big dataand summarizes the develop