Chapter 2 银行普通业务.pptVIP

Q: How to calculate the interest? A: The days of saving deposit are calculated by 30 days per month, 365 per year. The interest equals cash multiply rate multiply days. Chapter 2 银行普通业务 Focus 1，活期和定期账户 2，外卡取款 3，ATM Words Expressions 存款单 deposit slip 取款单 demand slip withdrawal slip withdrawal list 银行存折 passbook deposit book bankbook 活期账户 demand account current account 定期账户 time account fixed account 存期 maturity 余额 balance 密码 code 罚款 penalty 存根 stub 面额 denomination 纸币 note 手续费 service charge handling fee 分行 sub-branch 总行 head office 存款证明 certificate of deposit 终端机 terminal 汇款 remit v. remittance n. 受益人 beneficiary 电汇 telegraphic transfer 信汇 mail transfer 票汇 demand draft 交易 transaction 税金 tax 转账，过户 transfer 证券 security 信托账户 trust account 槽，位置 slot 按，压 press 按键 button 屏幕 screen 指令 instruction 透支 overdraft 收款人 payee 支票簿 cheque-book 结算 settlement Words Expressions 基金 fund 集团账户存款 group account deposit 网络结算业务 network settlement service Translate the Sentences 多数情况下，我们提供为期三个月、六个月和十二个月的存款期限。 We offer a choice of three-, six- and twelve-month maturities in most cases. maturities ? plans 利率是随着所存款项的大小和存款期限的长短不同而变化。 The rate varies with different maturities and different amount of money you deposit. 一般情况下，存期越长，利率越高。 Naturally, the longer certificates bring a higher rate of return. The longer your deposit maturity is, the higher interest rate you can get. Sentences 我们银行为大企业和集团提供网络结算服务，办理企业集团内部的资金划汇、账户查询以及代理收付等业务。 Our bank provides such a network settlement service for large enterprises and corporations as an internal fund transfer, account inquiry, agency clearing and so on. QA Q: Could a foreigner draw money with foreign currency card immediately? A: No. The bank have to contact with the bank in his/her country, and make the draw request. The foreigner will have to come the next day. Q: Is there any rules as to draw money with American Express card? A: Yes. There is a service charge. Its 6% of the withdrawal. The client can only draw money one time with