描述性统计分析d.docxVIP

分类号:F842密级：公开U D C： D10621-402 分类号:F842 密级：公开 编号:2011201055 成都信息工程大学 学位论文 四家上市保险公司绩效的统计分析 论文作者姓名： 申请学位专业： 申请学位类别： 指导豹帀竝(W )： 论文提交日期： 杨玲 统计学 经济学学士王臣(讲师) 2015年06月03日 四家上市保险公司绩效的统计分析摘要 保险作为金融业的三大支柱Z-,保险的快速发展为市场经济的良好运转 提供了有力支撑和金融保障，保险公司的经营绩效不仅关乎保险公司自身的运 营发展更将对整个国民经济的发展产生深远影响。本文选取了相继在我国境内 上市的4家上市保险公司为分析对象，通过分析上市保险公司的财务数据指标, 选取赔付率、资产负债率、利润率、退保率等相关的数据指标进行统计分析， 运用统计分析法中的描述性统计方法对保险绩效进行分析，分别从保险公司的 盈利能力、运营能力及经营稳健性方面的进行分析，并找出相对应的提升保险 绩效的建议对策，旨在为国家宏观调控、政府职能转变、投资决策者提供有价 值的参考意见。 关键词：金融企业；绩效分析；保险公司；描述性统计分析 Statistical analysis of the four listed insurance companyperformanceAbstract Insurance as one of the three pillars of the financial industry, the rapid development of the insurance provided strong support and financial guarantee for the smooth functioning of the market economy, the insurance companys operating performance will not only about the development of the national economy more insurance companys own operational development have a profound impact. This paper selected four listed insurance companies have been in our country for the analysis of objects listed by the analysis of financial data indicators listed insurance companies, selected indicators relevant data loss ratio, debt ratio, profitability, lapse rates and other statistical analysis using statistical analysis of descriptive statistics to analyze the performance of the insurance, respectively, from the insurance company in profitability, operational capacity and sound management in terms of analysis and to identify the corresponding recommendations to enhance the safety performance measures, aimed in the national macro-control, transformation of government functions, provide a valuable reference views investment decision-makers. Key words： Financial firm; Performance analysis; insurance company; Descriptive Statistical 论文总页数：17页 TOC \o 1-5 \h \z 1弓I言 1 \o Current Document 1.1课题背景及意义 1 1.1.1课题背景 1 1.2课题意义 1 \o Current Document 1.2国内外研究现状 1 2. 1绩效评价的研究现状 1 1. 2. 2绩效统计分析在保险中研究现状 2 \o Current Document 1.3研