国际结算中的票据ws.pptxVIP

Chapter two Negotiable instruments;; in a broad sense, a negotiable instrument refers to any commercial title ownership. in a narrow sense, a negotiable instrument is a written document that contains an unconditional promise by the drawer to pay the payee or an unconditional order by the drawer to the drawee to pay the payee a fixed amount of money at a definite time ; 票据的概念;过户转让（assignment）非流通 特点：书面形式 转让通知原债务人或登记过户 受让人权利受前手缺陷的影响 当事人：转让人、受让人、原始债务人 交付转让(transfer) 准流通或半流通 特点：交付背书转让 不通知原债务人 受让人的权利受前手权利缺陷的影响 当事人：转让人，受让人 流通转让(negotiation) 完全流通 特点：正当受让人权利优于前手，不受其缺陷的影响 ;举例说明：甲欠乙100元而出具以乙为债权人的字据给乙，让其凭字据找丙去取，同时乙原来曾欠丙30元未还，随后乙将此字据又转让给丁。问丁能否从丙处获得全额款项？ 如是字据，按民法原则，丙可采取将其对乙的30元债权转让给丁的办法来冲抵而只需付70 如是票据，按票据法原则，必须全额付款，而不能用乙的权利缺陷来对抗丁的正当票据权利 ;Negotiability（流通性）指在法定的合理时限内，票据经过背书，交付而可以将票据权利转让给后手，手续简便但效力明确。 Non-causative（无因性）指票据一旦做成，票据上权利即与其原因关系相分离，成为独立的票据债权债务关系，不再受先前的原因关系存在与否的影响。 Requisite in form（要式性）指票据的形式必须符合法律规定：票据上的必要记载项目必须齐全且符合规定。 Literally determined content（文义性） Presenting for payment（提示性）;文义性案例分析;;支付工具payment instrument 流通工具transferable instrument 信用工具credit instrument 融资工具financing instrument;出票人drawer 付款人payer/drawee 收款人payee 背书人endorser 承兑人acceptor 持票人holder ;正当持票人/善意的持票人（holder in due course/bona fide holder）： The instrument should be complete and regular on its face; The instrument is before maturity and the holder did not notice its previous dishonor, if any; The holder took it in good faith and for value; The holder did not notice any infirmity in the instrument or defect in the title of the person negotiating it 付对价持票人holder for value : a person who possesses an instrument for which value has been given by himself or by some other person prior to him in forms of money, goods,or services.;Claim for payment(第一次请求权，主权利) 主票据权利：请求票据主债务人支付票据上所记载金额的权利，是第一次请求权。 Recourse (第二次请求权) 副票据权利：在主票据权利未能实现时，向从债务人要求偿还票据金额及其他金额的权利。属于第二次请求权。包括追索权和再追索权。 Only when the claim of holder for payment can’t be satisfied, can recourse right